Journal Issues

Abstract
As petrol prices have been deregulated and entirely reliant on the market, it is difficult for a common man especially when it comes to affordability. Western countries are using LPG-based automobiles, especially in the wheeler segment, there is a usage of auto-gas as regular use of gasoline or diesel which is decreasing the cost burden to the economy. Even though there is an option of using LPG as a fuel for automobiles the consumers in India are not purchasing it. Companies like Tata, Hyundai, and Maruthi Suzuki are manufacturing LPG-based vehicles; the consumers are not buying them. So, there is a need to study the perception of consumers toward LPG-based automobiles.
Keywords: Petrol, LPG, four-wheeler, LPG-based automobiles.

Abstract
The Indian baby care market has experienced sustainable growth during the past few years. The market, which has long been considered as a niche segment from an Indian perspective, has now transformed into a potential, fully-fledged industry, especially in its diapers segment. The diaper market has not grown by leaps and bounds in the past as price continues to be the main impediment. However, baby products have been steadily trying to correct the price-value equation and have been offering superior, technology-driven products. The market is driven by the factors such as the increasing birth rate and the rising urbanization. The other market drivers are, increasing hygiene and sanitation awareness, a shift in consumer dynamics, and a rising women-to-men ratio. The rising population, growing disposable income levels, and lower infant mortality rate are also the other factors driving the baby care product market.
Key Words: Baby care products, Diaper market, Technology–driven products.

Abstract
Finance plays a vital role in developing the society as well as the country. For an economy to develop whether they are rich or poor in status it needs finance and financial inclusion serves the purpose. In simple terms, financial inclusion can be said as delivery of financial services to the needful people without categorizing them in terms of their financial background or on any other basis. It put forth the solutions for the problems that had made people step back from participating in the financial sector. This is done so that, the economy has fair and inclusive growth. In this paper, the changes which had taken place in the nation with the view of the concept of financial inclusion have been discussed and the importance of financial inclusion has also been viewed.
Keywords: Categorizing, Developing, Financial Inclusion, Inclusive.

Abstract
Certain change aspects have deeply affected the business environment and also influenced Corporate Governance and their business ethical standards. In this paper, some prominent factors of ethical & unethical standards are highlighted and put forth from a business ethical perspective. In this paper, certain timid details from these trends are clarified. The various factors and the unethical activities are discussed with the corporate companies as very much noted examples. The paper critically examines some core proponents of classical standards. This paper discusses corporate governance issues from a compliance viewpoint. It makes a distinction between unethical and ethical compliance and shows that the former has proven to be inadequate as it lacks the moral firepower to restore confidence and the ability to build trust. The concepts of freedom of indifference and freedom for excellence provide a theoretical basis for explaining why legal compliance mechanisms are insufficient in dealing with fraudulent practices and may not address the real and fundamental issues that inspire ethical behavior. Ethical compliance mechanisms are addressed from a virtue ethics perspective, in particular, the role of the cardinal virtues in governance is discussed. The tendency to overemphasize legal compliance mechanisms may result in an attempt to substitute “accountability” for “responsibility” and may also result in an attempt to legislate morality. The focus of the virtues in governance is to establish a series of practical responses which depend on the consistent application of core values and principles as well as commitment to ethical business practice
Keywords: Corporate governance, Development, Ethical and unethical standards

Abstract
Method and practice of teaching in an innovative way with the aid of technology will be the future of education across the globe, present age students are technology lovers and they are not in a position to hear theoretical lectures for a long time. Academicians must teach using innovative methods to draw the attention of students and for knowledge transfer. The future is only for students who have practical knowledge and employable skills. Mere passing of degree with a gold medal or distinction will not help students get jobs anymore. It is the responsibility of academicians to understand the current trends and attitudes of students, teach them with innovative methods, and motivate them to use technology in a positive way for learning. Statement of problems are Education system and practice are theory-based, and Students lose interest in their studies. and Lack of employable skills after passing a degree. The objective of this paper is to understand students' attitudes towards Innovative Pedagogical practice using Technology. This research is a qualitative one, the scientific research design is used and data is collected from a sample of 50 students of an Engineering college located in Coimbatore. Data collected under this Qualitative research is analyzed using the Narrative analysis method. Major findings are students are not interested in hearing lecturers for a long time, Innovative Education coupled with Technology and e-learning will play a vital role in future education. 

Keywords Technology, Innovative Methods, Education system, Employable Skills.

Abstract
Venture capital funds are investment funds that manage the money of investors who seek private equity stakes in startups and small- to medium-sized enterprises with strong growth potential. These investments are generally characterized as high-risk/high-return opportunities. In the past, venture capital investments were only accessible to professional venture capitalists, although now accredited investors have a greater ability to take part in venture capital investments. Venture capital is a type of equity financing that gives entrepreneurial or other small companies the ability to raise funding. Venture capital funds are private equity investment vehicles that seek to invest in firms that have high-risk/high-return profiles, based on a company's size, assets, and stage of product development. Venture capital funds differ from mutual funds and hedge funds in that they focus on a very specific type of early-stage investment. All firms that receive venture capital investments have high-growth potential, are risky, and have a long investment horizon. Further, venture capital funds take a more active role in their investments by providing guidance and often holding a board seat. Venture capital funds have portfolio returns that resemble a barbell approach to investing. Many of these funds make small bets on a wide variety of young startups, believing that at least one will achieve high growth and reward the fund with a comparatively large payout at the end. This allows the fund to mitigate the risk that some investments will fold. In this article, we shall focus on the recent trends and challenges related to venture capital funding in India.

Abstract
The bank employees play an important role in the good performance of the bank by delivering good financial services to its constitutions since it is a private-based business. In such a situation, Job satisfaction officers form a delicate the management and the clerical staff. the success of the bank depends upon the coordination and cooperation of the bank officers. Hence the job satisfaction of the officers is of primary importance because only satisfied and happy officers will be able to achieve synergy in the bank. The study is undertaken to find out the employee satisfaction with special reference to Punjab National Bank employees, reasons for preferring a level of satisfaction of the bank employees, problems faced by the employees and to provide suggestions for
improvement.

Abstract
The study is done to find out the problems of the internet services in Banking. Several tools are used to analyze the various challenges faced by customers who are using Internet services. Measures should be taken to overcome the problems undertaken by the customers or internet banking and hence suggestions are given to solve the problems.

Abstract
The financial system aims at establishing and providing a regular, smooth, efficient cost-efficient, and cost-effective linkage between depositors and investors. A well-developed financial system allows for the transfer of resources from surplus spending units and thus plays a crucial role in the functioning of the economy. Therefore, a financial system is generally defined as one engaged in the creation of different types of assets that creditors which to hold, and financial liabilities that debtors are willing to incur. The financial system allocates savings efficiently in an economy to ultimate users; either for investment allocates savings efficiently in an economy to ultimate users, either for investment in real assets or for consumption. Thus, the financial system as a sector of the economy utilizes productive resources to facilitate capital formation through the provision of a wide range of financial instruments to meet the different requirements of borrowers and lenders. The financial system mobilizes and intermediates savings and ensures that resources are allocated efficiently to productive sectors.
Keywords: Meaning; Components, Financial Institutions, Functions, structure, Recent Development.

Abstract
Migration movement in the GCC countries increased tremendously after the oil-led development boost. The large number of labor migrants in the GCC countries demanded effective health policies for the migrants. However academic research has provided a shabby picture of the living conditions of the migrant workers, specifically the ‘blue collar’ and the female workers. They also ignored the need for migrant-sensitive health policies and their effectiveness on female migrants. In this context, the present paper aims to provide a comprehensive picture of the migrant-sensitive health policies in the GCC Countries with a special focus on the pro-female migrant health policies. It discusses the need to have effective women-sensitive health policies as female migrant workers undergo more health vulnerabilities than other problems related to migration.