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A Study on Money, Less Cash and Cashless Economy the Indian Situation
Dr. R. Mathavan
Pages: 1-16 | First Published: 05 Oct 2022
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Abstract
The objective of this study is to understand the acceptance of a transition towards less cash economy in India and how well it would be accepted. India currently, is a cash-based society and a conscious shift towards a less cash economy should not only include the efforts of the Government, but it should be an effort by individuals and enterprises at large. Hence this research aims at understanding on an individual level, the mindset of the citizens of the nation regarding the shift from cash based to a more digital economy. To conduct the survey, the sample population has been chosen by Non-Probability Convenient Sampling. Both the Primary and Secondary Data have been collected for the research. The primary data has been collected through questionnaires and the secondary data through articles. The data collected through questionnaires has been classified as per the relations to a fixed end factor and the data has been tabulated and analyzed to understand the perception of individuals towards cash, less cash and cashless economy. Through the study is was found that, in India, there is a slow movement towards the usage of online applications and payment modes for any transactions. Willingness to accept a transition towards a less cash economy is also observed.
Keywords: Cash less Economy, Digital Payments, crypto currency, debit card, on line transfer.

1. Annamalai, S. and Iiakkuvan R. Muthu. (2008). Retail Transaction: Future Bright for Plastic Money, Facts of You, May, pp. 22-28.
2. Ashish Das, and Rakhi Agarwal (2010), Cashless Payment System in India- A Roadmap Technical Report, http://dspace.library.iitb.ac.in/jspui/handle/10054/1732
3. Bansi Patel, UrviAminPlastic Money, Roadmay Towards Cash Less Society Paripex – Indian Journal of research Volume 1, Issue 11, November 2012.
4. Banknet India, (2008)., Bank Customer Survey Research Report on Payment Systems was released at Fourth International Conference on Payment Systems held on January 16, at Mumbai. Taj Lands End http://www.banknetindia.com/books/pssurvey.html.
5. Balakrishnan. M (2007) “Working capital management – Impact of emerging electronic payment Options in India.” The Indian Banker, vol.2 (.6) pp.18-26.
6. Deepika Kumari, Cashless Transaction: Methods, Applications and Challenges, International Journal of Enhanced Research in Educational Development (IJERED) Vol. 4 Issue 6, Nov-Dec, 2016,

Digital Revolution in Funding
Dr. M. Santhi
Pages: 11-14 | First Published: 05 Oct 2022
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Abstract

Financial establishments' digitalization is more than just adopting technologies such as cloud, big data social media or mobile.

Keywords: cloud, social media.

1.) Financial service and system-Mc graw Hil Education

2.) Financial Service-Punithavathy panidan

3.) Financial service Revolution

Digitalization in Banking Area
Dr. M. Shree
Pages: 15-19 | First Published: 05 Oct 2022
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Abstract

online banking, Digitalization strategy.

 

Digital Globe and Ecological Goods Utilization: A Green Outlook
Dr. Chi. Nanjappa
Pages: 20-27 | First Published: 05 Oct 2022
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Abstract
The impact of environmental concerns have raised the attention from human society since last decade. Today, environmental awareness is spreading thick and fast and has directed the central and state governments to introduce programmes regarding environmental issues at all levels. The main objective of the study is to identify the awareness of consumers about the Eco-Friendly products and environmental concern that influences the consumers on the Consumption of Eco-Friendly products. Both primary and secondary data have been used in the
study. Data were collected through interview schedule method from 169 sample respondents. The collected data have been analyzed by using factor analysis and path analysis. The results show that the interrelationship exists between Environmental concern and awareness towards Eco-friendly products. Awareness about eco-friendly products purchase and concern on environment has direct relation and statistically significant with the consumption of eco-friendly products.
Keywords: Online Banking, Digitalization, strategy

1. Afzaal Ali and Israr Ahmad (2012), “ Environment Friendly Products: Factors that Influence the Green Purchase Intentions of Pakistani Consumers”, Pak. j. Eng. Technol. Sci., Volume 2, (1) , pp no. 84-117
2. Genesis Guanghai MA (2018), “The Effects of Environmental Awareness and Consumption Value on Green Make Up Product Purchase Intentions”, Scientific Research Publishing ,pp no. 1898 – 1916.
3. Glegg, G., Richards, J., Heard, J., and Dawson, J. (2005),”Barriers to Green Buying: Household Chemicals”,Journal of Sustainable Development Vol.11( 3).
4. Monica Loss ( 2013), Green Marketing – Marketing Strategies and Consumer Behaviour, New Delhi, India, Global Vision Publishing House.
5. R.Rajasekaran et al., (2013), “A Study on Green Product and Innovation for Sustainable Development “, Global Journal of Managementand Business Studies,. Volume 3, (6), pp. 625-632
6. Shirmila Stanley (2015), “The Perception and Impact of Sustainable Green Consumption Practices and Women in Preserving Ecology With Special Reference to Chennai City”, Journal of Economics , Business and Management , v 3 (10) , pp no. 917 -923.
7. Zainabzurfiquar (2015), “Green Marketing : Environmental Concern and Customer Satisfaction”, European Journal of Business and Management , v 7 (1), pp no. 115- 126.