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A Study of Farmers’ Attitude on Institutional Credit for Agriculture in Theni District
Dr. L. Sivaramakrishnan,
Pages: 17-21 | First Published: 05 Aug 2020
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Abstract 
Due to their restricted access to money markets, agricultural producers in the Theni area encounter many obstacles while attempting to use financial services. Despite the government's various changes and the money sector reforms, many rural farmers have remained in financial distress with limited access to safety nets like as loans to battle malnutrition and famine. The purpose of this article is to confirm the variables that influence farmers' requests for agricultural financing. A survey in the district of Theni was carried out. Fifty farmers were given a pre-tested form using each purposive and sampling approach. Interviews were used to get the data because the majority of square 2 measure were unwilling to fill out the questionnaire. A regression model was utilised for the analysis of knowledge.
Keywords: Farmers, Agricultural Finance, Demographic Factors and Finance Related Factors
 

References
1. Anjani Kumar, K.N. Singh and Shradhajali Sinha (2010) Institutional Credit to Agriculture Sector in India: Status, Performance and Determinants, Agricultural Economics Research Review, Vol. 23, pp. 253-264. 
2. Balakrishnama Naidu. V and Siva Sankar. A (2007). An Econometric Analysis of Cotton Crop: A Study in Guntur District of Andhra Pradesh, The ICFAI Journal of Agricultural Economics, Vol. IV, No. 2. 
3. Boucher, S. and C. Guirkinger (2007). Risk, wealth, and sectoral choice in rural credit markets. American Journal of Agricultural Economics Vol. 89, Iss. 4, pp. 991-1004.
4. Basu, S. (1997). Why institutional credit agencies are reluctant to lend to the rural poor: A theoretical analysis of the Indian rural credit market. World Development Vol. 25,No.2, pp. 267-280. 
5. Dutta Uttam and Basak Amit (2008), Appraisal of financial performance of urban cooperative banks-a case study. The Management Accountant, case study, pp.170-174. 
6. Eswaran, Mukesh and A. Kotwal (1990). Implications of credit constraints for risk behaviour in less developed economics, Oxford Economic Papers, Vol.42, pp. 437 – 482. 
7. Harikesh Maurya (2015), Role of Co-Operative Bank in Agriculture: A Case Study of District Mohali, Punjab, International Journal of scientific research and management Vol 3(1), pp. 1922-30. 
8. Ramola Premalatha and Sonu (2016), A Study on Famers Choice of Agricultural Finance in Vellore District, International Journal of Mechanical Engineering and Technology, Vol 2, No. 5, pp. 23-28.  

9. Mansuri, G. (2007). Credit layering in informal financial markets. Journal of Development Economics, Vol.84, No.2, pp. 715-730. 
10. Park, A.C Ren and S. Wang (2003): Micro-finance, poverty alleviation reform in China. Workshop on rural finance and credit infrastructure in china, Paris, France. 
11. Rejoice Solomon , Role of Microfinance in Women Empowerment: An Empirical Study in Alwar District , Rajasthan, India . International Journal of Management, 9 (2), 2018, pp. 31 – 36. 
12. Parishwang Piyush, Himanshu Negi and Navneet Singh, Study of Housing Finance in India with reference to HDFC and LIC Housing Finance Ltd . International Journal of Management, 7 ( 3 ), 201 6 , pp. 39 – 49. 

 

Integration of Item Codification System in Indian Railway’s Supply Chain
Padala Veera Venkata Satyanarayana , Prof. D. Surya Chandra Rao, Dr. Ch. Jayasankara Prasad
Pages: 23-38 | First Published: 05 Aug 2020
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Abstract

 Indian Railways (IR) because of its size of operations and service to millions of passengers daily need efficient materials and logistic support to maintain IR as reliable, agile and economical life line of the nation. Materials Management is a huge activity on IR with tens and thousands of items required any time, any where and any quantity to maintain the assets and mammoth operations on daily basis. The benefits of End-to End digitisation of Indian Railways Supply Chain has a missing link in traceability of the items quickly specially the items required on ad hoc basis called non-stock items, primarily due to non-codification of Non-Stock items and all stakeholders throughout the supply chain would benefit, supported by the results of the survey conducted. Survey results provide the purpose and associated potential benefits of Non-Stock item standardisation. Based on literature survey, a system is proposed system for Non-Stock item master standardisation with anticipated potential benefits. With proper policy support, IR can achieve industry standard Item Master which is scalable and technology centric to support its procurement processes and reap benefits.

Keywords: Procurement, Coding system, Item Master Standardisation

References

1. Dr Joachim FOLTYS Dr Inż. Andrzej SZYMONIK., Codification As An Instrument Streamlining Interoperability And The Logistic Chain 

2. NATO Codification System, The DNA Of Modern Logistic.P.6

 3. Introduction To NATO Codification System, Ministry Of National Defence, Military Centre For Normalization, Quality Assurance, And Codification. Warszawa, 2002. 

4. Http://Www.Nato.Int/Structur /AC/135/Ncs_ Guide/English/ E_Index.Htm. 

5. Www.Undp.Org 6. IGNOU: Codification And Standardisation Of The Materials