Abstract
This research intends to examine the performance of commercial banks in Trichy district towards education loan
and the bankers’ perception and the problems faced by them with regard to education loan. Student (Borrowers)
perception and the level of satisfaction and the problems faced by the student of education loan. The review of literature was reviewed about both bankers and borrowers perception on education loan. Based on the literature survey, the objectives of the study were decided and keeping view the scope as well as need or covering uncovered areas. The present study has used both primary and secondary data. The secondary data, are been collected from website o bank and newsletters in google etc The primary data o sample are be collected by the student who has taken education loan from various banks were collected through well structured questionnaire and collected primary data from the officials o both public sector and private sector banks using a questionnaire. the present study consists with two banks from Public sector viz., Indian Bank, and , Canara Bank as well as two e banks from Private sector viz., Axis Bank and Karur Vysya Bank officials respectively from Trichy or the purpoconducting this ace to ace interaction with the bank officials regarding problems in sanction and recovery on loan, attitudes and achievements o the bankers etc. 120 sample beneficiary o education loan drawn or the sample district as a proportionate basis using the simple random sampling method. The bankers should take initiatives by providing the financial assistance to meet the required objectives and make them to satisfy in all levels.
References
Harsh Gandhar, 2010. Educational loan scheme of scheduled commercial banks in India an
assessment, IJBEMR, Vol.1.Ibid
Government of India, Ministry of Human Resources Development, Department of Human Resource Development, 2010, MHRD Schemes for interest subsidy for education loan, New Delhi: Ministry of Human Resources Department, Department of Human Resources Development.
Private Sector Participation in Indian Higher Education: FICCI Higher Education Summit 2011.
R Srinivasan, and Debabrata Das (2011) - Analysis of Education Loan: A Case Study Of National Capital Territory of Delhi - International Journal of Management and Strategy Vol. No. II, Issue 3, July Dec2011.