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Economic Resource Management and Income Yield Enhancement through Self-Help Groups: A Study in Chennai District

Issue Abstract

Abstract

Women’s participation in decentralized economic systems plays a crucial role in strengthening micro-level yield networks within a developing economy. Self-Help Groups (SHGs) function as community-based financial systems that mobilize savings, facilitate access to credit, and enhance income-generating capacity among women. The present study examines the role of SHGs in economic resource management and income yield enhancement in Chennai District. The study is based on primary data collected from 30 respondents through a structured questionnaire. Statistical tools such as Paired Sample t-test, Correlation analysis, and ANOVA were employed to examine variations in income and socio-economic conditions before and after joining SHGs. The findings reveal a statistically significant increase in income levels, savings behaviour, and access to institutional credit after SHG participation. The study highlights SHGs as effective grassroots yield networks that optimize household resource allocation and contribute to sustainable women empowerment within a broader yield economy framework.

Keywords: Self-Help Groups, Economic Resource Management, Income Yield, Women Empowerment, Microfinance, Community-Based Networks


Author Information
Dr. B. Deepa Assistant Professor, Department of Economics Soka Ikeda College of Arts and Science for Women, Chennai-99.
Issue No
4
Volume No
12
Issue Publish Date
05 Apr 2026
Issue Pages
20-29

Issue References

References

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