Abstract
E-banking services in India have palyed an important role in the country’s digital revolution by re-shaping the banking sector with the rapid expansion of internet access, adoption of broad smartphones and progress in financial technology, e-banking has increased significantly. Its introduction in the 1990s marked the onset of digital banking, with basic services such as balance inquiry and fund transfer through ATMs and online platforms. Over time, e-banking has given financial access and convenience to include internet banking, mobile banking, unified payment interfaces (UPI), Digital Wallet, Real-Time Gross Settlement(RTGS), and Tatkal Payment Services(IMPS) There is diversity to increase.
Keywords: Financial technology, fund transfer, online platform, digital wallet, integrated payment interface, immediate payment services.
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