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An Analysis of the Financial and Social Performance of Microfinance Institutions

Issue Abstract

Abstract
Microfinance Institutions (MFIs) play a critical role in fostering financial inclusion and empowering economically marginalized communities. This study focuses on analyzing the financial and social performance of MFIs operating in Tiruchirappalli City. The financial analysis evaluates profitability, portfolio quality, and operational efficiency using key metrics such as Return on Assets (ROA), Return on Equity (ROE), and Non-Performing Asset (NPA) ratios. The social performance assessment highlights the impact of MFIs on poverty alleviation, women empowerment, and improvements in education and healthcare access among beneficiaries.


Author Information
Dr.K. Riyaz Ahamed Assistant Professor,T. Thirumalai I M.Com, PG and Research Department of Commerce, Jamal Mohamed College (Autonomous) (Affiliated to Bharathidasan University) Tiruchirappalli, Tamil Nadu.
Issue No
2
Volume No
5
Issue Publish Date
05 Feb 2025
Issue Pages
679-686

Issue References

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