Abstract
Although ICICI Btank has shown development and resilience in a number of financial areas, the significant increase in non-performing assets (NPAs) presents a serious threat. To ensure continued profitability and stability, the bank has to concentrate on enhancing credit risk management, increasing operational effectiveness, and keeping a balanced deposit portfolio. With an emphasis on important indicators like operating costs, current account and savings account (CAS) balances, gross non-performing assets (GNPA), non-performing asset (NPA) ratio, and net interest margin (NIM), this study offers a thorough examination of ICICI Bank Limited's financial performance over a ten-year period. The study intends to assess the performance and financial status of the bank using secondary data from annual reports.This analysis sheds important light on the financial dynamics of ICICI Bank and makes suggestions for resolving present Regular Issues while maximizing growth
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