Abstract
Digital currency and digital payment mode is so vital and inevitable in this computerized era. It emphasizes the usage of internet and reduces the burden of the users. This paper aims at knowing the awareness of digital currencies and digital payment system and lays efforts to highlight the advantages of digital currencies and to bring out the problems in the implementation of digital compensation scheme. The study reveals that more concentration should be laid on the awareness of digital money and its payment mode since it also has its own cons too. It is the responsibility of the media, researchers, banking and government authorities to create a proper awareness on frauds and change breaks and also on the vulnerability of cyber criminals. This will protect the users and induce them to utilize the services rather more than ever. Keywords: Cyber Criminals, Digital Era, Digital Payment
References
1. https://thenextweb.com/hrdfork/2018/09/06 inidias-central-bank-mulling -own digital currency.
2. www.icommercecentral.com/open-access/study-of-consumer-perception-of-digital-payment-mode.pdf