Abstract
With the second-highest global internet user count after China, India's potential for becoming a digital payment leader is evident. Despite rapid growth in digital transactions, cybercrime threatens financial stability. This study investigates electronic banking (e-banking) awareness, security measures, and usage patterns among 282 respondents. Findings indicate significant associations between personal factors and e-banking purposes and safety measures. Regression analysis underscores the relevance of security measures. Recommendations include public awareness programs and enhanced bank security measures to mitigate cyber threats. This study advances understanding of e-banking security, urging improved practices to safeguard against cybercrimes.
Keywords: e-banking, digital payments, cybercrime, internet users, India, security measures
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