Abstract
With the advent of G Pay, Phonepe and other unified payment interface options, people's consumption habits have been amplified in Coimbatore. There's no denying that UPI has saved individuals time and effort, and made cash payments and receipts much easier with proof and tracking. Provided a good network and smartphone possession are essential to UPI transactions, the mode is also subject to hacking threats, privacy issues, and requires close monitoring. as well as acumen in banking.
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