Abstract
Agricultural farmers in Madurai District face several challenges in accessing financial services, as they need restricted access to money markets. Despite the various reforms undertaken by the govt. together with money sector reforms, several rural farmers have remained in financial condition with restricted capability to access safety nets like loans to fight against hunger and malady. This paper is going to verify factors that have an effect on farmer’s call to access agricultural finance. A survey was conducted in Madurai District. Using each purposive and sampling technique, a pre-tested form was administered on fifty farmers. The information was collected through interviews as most of them square 2measure reluctant to fill the shape. Knowledge was analyzed employing a regression model. Results indicated the farmers in Madurai District value more highly to borrow from co-operative banks. conjointly demographic factors like age, gender, education level, financial gain level, size of social unit considerably influenced call to access finance connected factors like quantity of loan, average time taken for process and loan payback amount, influenced the selection of agricultural finance in Madurai District.
Keywords: Farmers, Agricultural Finance, Demographic Factors, Finance Related Factors, Regression, Madurai District
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