Abstract
This study evaluates the financial performance of Kotak Mahindra Bank, India’s second-largest private sector bank by market capitalization, over the financial years 2019 to 2024. Using key financial ratios such as Current Ratio, Quick Ratio, Fixed Assets Ratio, Debt-Equity Ratio, and Proprietary Ratio, the research provides insights into the bank’s liquidity, solvency, and profitability. The analysis highlights significant trends and their implications for the bank’s operational and financial health, offering recommendations for strategic decision-making.
Keywords: Kotak Mahindra Bank, Financial Performance, Ratio Analysis, Liquidity, Solvency, Profitability
References
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Annual Reports of Kotak Mahindra Bank (2019–2024).
Reserve Bank of India Financial Statistics.
Economic Times. (2024). "Kotak Mahindra Bank Performance Overview."