Abstract
Banking sector plays an important role in the development of an economy. Any problem in this sector will often extend to real sector. Assets quality was not a prime concern of the banks till 1991. Banks mainly focused on expansion, development of rural areas, priority sector lending etc. But now the prime challenge is mounting pressure of NPAs. NPAs engulf the public sector banks as well as private sector also. It not only affects the banking sector but the whole economy as well. Banks often lean into the risk free investment that is not conducive for the growth of economy. This paper studies the trend of NPAs of leading private sector banks and suggests measures
to minimize it.
Keywords: Gross NPAs, Net NPAs, Provision, Net profit, Private sector Banks
References
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